Understand your cash flow.
Track income, expenses, accounts, budgets, bills, subscriptions, and recent transaction activity in one Android app.
Local-first personal finance app
LT Wallet
Organize personal spending, budgets, bills, savings goals, debt payoff, and wallet records on your Android device, with optional Gemini-powered educational insights only when you opt in.
Local Room database
AI disabled by default
CSV export and local erase
Local
Financial records are stored on the device by default.
AI
Gemini Advisor remains off until the user enables it.
CSV
Export local accounts, transactions, and budgets.
Erase
Clear local wallet data from inside the app.
Built for personal control
Track money without turning every record into a cloud account.
Plan savings and debt payoff.
Set savings targets, record contributions, monitor debt balances, and keep upcoming money obligations visible.
Ask optional AI questions.
Enable the Gemini Advisor only when you want educational summaries based on selected wallet context.
Core workflows
A practical finance companion for budgets, goals, bills, debt, and data control.
Dashboard
Review net worth, cash, investments, debt, recent transactions, and personal money movement.
Budgets and Feed
Record transactions, group spending by category, and monitor budget limits with simple progress views.
Savings and Debt
Track savings goals, contributions, debt balances, interest notes, and payoff progress.
Privacy Controls
Use opt-in AI, default sensitive-data redaction, CSV export, and full local data erasure.
Privacy summary
Offline-first by default, transparent when AI is enabled.
LT Wallet stores manually entered financial records locally on the device. The optional Gemini Advisor is disabled by default. If you enable AI and submit a question, the app may send your prompt and selected wallet context to Google's Gemini API over HTTPS so the advisor can respond.
- No account creation is required for standard app use.
- No location, contacts, camera, SMS, call log, or health permissions are requested.
- AI redaction is enabled by default before Gemini requests are sent.
- Users can export CSV data and clear locally stored app data.
Local finance records
Accounts, transactions, budgets, goals, debts, bills, and subscriptions are stored in the app's local database.
Optional Gemini processing
AI questions are user-initiated. When enabled, Gemini requests may include redacted financial context needed to answer the question.
Educational use only
The advisor is not a financial planner, tax advisor, investment advisor, lender, or legal advisor.
Important limitations
Use LT Wallet as a personal tracking tool, not regulated financial advice.
No banking automation
LT Wallet is designed around user-entered records and planning views. It does not move money or replace a bank.
No professional advice
AI output and app calculations are educational estimates. Seek qualified professional advice for financial, tax, credit, lending, legal, or investment decisions.
User-controlled exports
CSV exports may contain sensitive financial data. Share exported files only with apps and people you trust.
Download CTA
Get LT Wallet for Android.
Request current Android availability and setup guidance from LIMOCON TECHNOLOGIES. iOS support is not currently listed.